List Of Kuda Bank Branches in Nigeria

Kuda Bank is a digital-first bank founded to fulfill Nigeria’s growing need for online banking services. This forward-thinking financial institution does not have typical physical branches. Instead, it uses technology to provide its users with a full spectrum of financial services via its mobile app.

List Of Kuda Bank Branches in Nigeria

Kuda Bank is an entirely digital bank with no physical branches. Kuda was founded in 2019 to make banking more straightforward, accessible, and free of the limits of traditional banking.

The lack of physical branches is an intentional strategy aimed at lowering operational costs and, as a result, providing more significant benefits to clients.

That being said, they have a head office located in Lagos for complaints and other inquiries and the address is:

Kuda Lagos Branch

This branch serves as the primary centre of Kuda Bank and is located at 151 Herbert Macaulay Way, Yaba, Lagos State. It is easily accessible for everybody in Lagos due to its central location.

Benefits of Kuda Bank to their Users

Kuda Bank’s digital-only business strategy provides various benefits to both the bank and its customers:

Anyone with a smartphone and internet access can open a Kuda Bank account and use banking services from anywhere, at any time.

  • Cost-Efficiency: Without the overhead costs associated with physical branches, Kuda Bank can offer its customers more competitive rates and reduced fees.
  • Convenience: Customers can use the Kuda mobile app to complete various banking tasks, such as checking their balance, transferring funds, and paying bills.
  • Security: Kuda Bank implements stringent security measures to safeguard customer data and transactions, delivering a secure banking experience.

How to Use Kuda Bank Services

You only need a smartphone and an internet connection to use Kuda Bank’s digital banking services. Here’s how to get started:

  • Download the Kuda Mobile App: Go to your device’s app store (available for Android and iOS) and search for “Kuda Bank.” Install the app on your smartphone.
  • Register for an Account: After installing the app, open it and tap “Register” to create your Kuda Bank account. To finish the registration procedure, follow the on-screen prompts.
  • Log in: Once your account has been created, you can access the Kuda mobile app by entering your registered phone number and the password you created at registration.

With the app, you can enjoy Digital Banking by accessing a variety of banking services, such as

  • checking your balance,
  • moving funds,
  • paying bills, and much more.


Below are some of the frequently asked questions on how to locate kuda bank branch and their short answers:

Is it possible to open a Kuda Bank account if I don’t have a smartphone?

Kuda Bank operates primarily through its mobile app. A smartphone with internet access is necessary to open and use a Kuda Bank account.

Can I deposit or withdraw money from Kuda Bank?

Because Kuda Bank primarily provides digital banking services, cash deposits and withdrawals are not handled through physical branches. However, you can use ATMs and partner locations to access cash-related services.

Is my money safe with Kuda Bank, considering its digital-only model?

Yes, Kuda Bank takes the security of its customer’s funds and information very seriously. They use strong security measures to protect your money and information and are regulated by the Central Bank of Nigeria (CBN).

How do I contact Kuda Bank for help or support?

Kuda Bank offers customer service via various channels, including in-app chat assistance, email, phone help, and social media. Contact their support team via these digital channels for assistance or queries.


Kuda Bank’s digital-only strategy reflects the evolving financial market in Nigeria and worldwide. With its creative approach, Kuda has positioned itself as a pioneer in the digital banking industry.

While there are no traditional branches apart from their head office, the ease, accessibility, and cost-efficiency provided by Kuda’s mobile app are revolutionizing how individuals handle their accounts.

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