How To Check the Balance in ATM Card Online

Checking your ATM card balance online is like keeping an eye on your pocket money without leaving your home. This guide will show you simple steps to check your ATM card balance online. No need to visit the bank or an ATM – follow these steps, and you’ll be a money-checking pro!

How To Check the Balance in ATM Card Online

I’d like you to follow these instructions so you can easily manage your finances from your home.

Step 1: Online Banking Registration

Before you can check your ATM card balance online, please ensure you have registered for online banking with your bank. Most banks provide online banking services to their customers, allowing them to access their accounts securely over the Internet.

  • Visit your bank’s official website.
  • Look for the “Online Banking” or “Internet Banking” section.
  • Follow the registration process by providing the required information, such as your account number, ATM card details, and personal information.
  • Create a strong and secure password for your online banking account.

Step 2: Logging into Your Online Banking Account

Once you have successfully registered for online banking, log in to your account using the credentials you created during the registration process.

  • Visit your bank’s official website.
  • Locate the “Login” or “Sign In” option on the homepage.
  • Enter your username and password.
  • Some banks may also require additional authentication methods, such as OTP (One-Time Password) sent to your registered mobile number.

Step 3: Accessing Your Account Information

After logging in, navigate to the section that allows you to view your account information. This is typically labeled as “Account Summary” or “Account Overview.”

Look for an option like “View Balance” or “Account Balance.”

Step 4: Checking Your ATM Card Balance

Once you are in the account information section, you should be able to see your current account balance, including details related to your ATM card transactions.

  • Locate the section that displays your available balance or current balance.
  • Some banks may also provide an option to view a detailed transaction history, including recent ATM transactions.

Step 5: Mobile Banking Apps

Apart from online banking, many banks also offer mobile banking apps for added convenience. Follow these steps to check your ATM card balance using a mobile banking app:

  • Download and install your bank’s official mobile banking app from the App Store (for iOS devices) or Google Play Store (for Android devices).
  • Log in to the app using your online banking credentials.
  • Navigate to the “Account Summary” or “Balance” section to view your ATM card balance.


Checking your ATM card balance online is a straightforward process that can save you time and provide real-time information about your finances.

By following these simple steps, you can stay on top of your account balance without the need to visit a bank branch or an ATM machine, making money management more convenient than ever.


Is Account Balance and Available Balance the Same?

No. The whole amount of money in your account, including any pending transactions, fixed deposits, and recurring deposits, is called your account balance.

The amount you can spend, or your debit card balance if it’s connected to the same account, is known as the available balance.

How do I check my card balance online?

Cardholders can access online portals via computers or phones from almost all banks and card issuers.

To get assistance, make a payment, check your balance, or ask questions, all you need to do is register for an account on the website of your card issuer.

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