Top 5 Welcome Bonus no annual fee credit cards. Do you want to know the top 5 welcome bonuses with no annual fee credit cards? Are you searching for credit cards that come with a welcome bonus and do not have an annual fee?
However, having an excellent credit score enables you to qualify for any good credit card. With these, you can earn credit card bonuses, bonus miles, or points from bank credit cards. Turn these into flights or hotel stays, and you can have a nice little paid vacation.
Anyway, let’s see the top 5 welcome bonuses with no annual fee credit cards in this article. Read on!
Top 5 Welcome Bonus No Annual Fee Credit Cards
The Top 5 Welcome Bonus no annual fee credit cards are credit cards that are designed with welcome bonuses and with no annual fee. Most of these credit cards offer huge welcome bonuses, and some have some nice perks too. It’s best if it’s finding the right cards.
Well, if you’re looking for a credit card with a great welcome bonus and no annual fee, let’s see them below;
Hilton Honors American Express Card
The Hilton’s Honors American Express card is the first top 5 welcome bonus no annual fee credit card. Terms and conditions apply.
When you stay at Hilton (or associated properties), then you’ll want to check out the Hilton Honors American Express Card.
There is no annual fee and the card offers complimentary Hilton Honors Silver status. When you spend $20,000 on eligible purchases on the card in a calendar year, you get Hilton Honors Gold status through the end of the next year.
This includes a cashback schedule — earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly to a hotel or resort within the Hilton portfolio. In addition, earn 5X Hilton Honors Bonus Points for every dollar spent at US restaurants, supermarkets, and gas stations. All other eligible purchases on your card will earn you 3X Hilton Honors Bonus Points.
The Marriott Bonvoy Bold Card.
The Marriott Bonvoy Bold Card is another of the top 5 welcome bonus no annual fee credit cards.
The Marriott Bonvoy Bold cards have a great bonus when you spend up to $1,000 on purchases in the first 3 months from account opening.
Also, cardholders get bonus categories where they earn more than the standard 1X – earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy and 2X points on other travel purchases.
Best of all, there is no annual fee attached to this card. It’s rare to see a travel card that doesn’t offer a promotional annual fee that gets increased in the second year.
U.S. Bank Altitude Go Visa Signature Card
The U.S. Bank Altitude Connect Visa Signature Card is designed with a welcome bonus of 20,000 bonus points (worth $200) after you spend $1,000 in the first 90 days.
The annual fee is $0. No charges. However, you can get 4X points on dining, takeout, and restaurant delivery; 2X points at grocery stores, grocery delivery, streaming services, gas stations, and EV charging stations; and 1X on all other eligible purchases. Finally, there’s even a $15 credit for annual streaming service purchases (Netflix, Apple TV+, Spotify, etc.).
The Chase Freedom Flex card is offering $200 after $500 in purchases in the first 3 months.
This is on top of a generous cashback schedule. You earn 1% on all other purchases. The annual fee is not on the card; it’s a $0 annual fee.
Also, you get 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter (must be activated), 5% on Chase travel purchased through Ultimate Rewards, and 3% on dining and drugstores.
Capital One Quicksilver
The Capital One Quicksilver Cash Rewards Credit Card has a $200 cash back after you spend $500 on purchases within 3 months of account opening.
The Capital One Quicksilver cash rewards credit card is a good credit card to keep. It comes with a welcome bonus and does not have an annual feed.
The credit card offers 1.5% cash back on every purchase, with no limit, which is great for daily users. Above all, there are no rotating categories to remember to activate, no having to pick which card to use, just a solid rate from the beginning.
TD Bank Cash Cards
The TD Bank Cash Card offers $150 cash back when you spend $500 within 90 days of opening the account. It’s beyond the normal event to see such a large bonus when you spend only $500.
Also, the card offers 3% cash back on dining, 2% cash back at grocery stores, and 1% on everything else, so it’s a strong daily-use card. It has a $0 annual fee.
Is it better to have no annual fee?
Paying an annual fee on a credit card can be worth it. But in many cases, credit cards that don’t charge annual fees offer better long-term value than those that do. No-annual-fee credit cards make it easy to come out ahead, regardless of your spending.
How can I get my annual credit card fee waived for free?
How to get your card’s annual fee waived
- Call your issuer.
- See if your issuer will waive the fee in exchange for card usage.
- Ask your issuer to match another offer.
- Ask to cancel.
- Use military benefits.
- Switch to a different card.
- Earn rewards to offset the fee.
- Apply for a card that doesn’t charge a fee.
Why are no annual fees important?
Credit cards with no annual fees are geared toward more general spending and often award bonus points for everyday purchases like groceries or gas. That’s why it might make sense to hold onto a credit card with no annual fee even if you have a complementary card with a fee from the same issuer.