Are you low on Credit?, Are you a Consumer who has been turned down by a Lender?, Do you have questions on how you can effectively use Genesis Credit card? Well, I have the answers for you but before that, I’d like to highlight to you some important points you need to know before using It.

Genesis Credit Card – What is Genesis Credit?
Genesis Credit is a brand of Genesis Financial Solutions(GFS) established in 2001 by a group of seasoned Financial Services executives. GFS is a company that Provides an Opportunity for everyone who is interested in receiving Quality Credit Financing.
Today, Genesis Credit is the largest provider in the near-prime financial services space, having originated $6 Billion in assets to date and processing 12 Million applications annually. Their Private Label Credit Card (PLCC) business has achieved over $2.6 Billion in originations and has experienced over 40% growth since 2018.
What is a Genesis Credit Card?
A Genesis Credit card is a card issued by Genesis Financial Solutions(GFS) to consumers with Poor or Limited Credit. Genesis Financial Foundation (GFS) offers Three Card Options to consumers, They include;
- Destiny MasterCard.
- Indigo Platinum MasterCard and
- Milestine Gold MasterCard.
You only have to Pick the Card that suits you and the advantages of this card is that they do not require Security deposit on application.
Who is Eligible for a Genesis Credit card?
Genesis Financial Solutions designed it’s brand in such a way that you can qualify no matter your Credit situation. However, If you do not qualify, Card options from Partner banks would be suggested for you.
How to Apply for Genesis Credit Card
To apply for Genesis Credit card, You need to create a Genesis Credit card account. If you register for the Genesis credit card account, you’ll receive the benefits like:
- 24/7 account access.
- You can pay your bills online for free.
- You can check your account statements regularly.
The Qualifications for Applying for a Genesis Credit card includes
A social security number, a street, a rural route, or APO/ FPO address.
To register, follow these simple steps below;
- Go to the official website of Genesis Credit – www.mygenesiscredit.com from your web browser or click here.
- Once the homepage of the website opens, click on the Register button shown at the top right of your screen.
- On the next page a registration form will appear on the screen and it has two options- Yes, I have my Account Number and No, I do not have my Account Number.
- If you have your account number then choose that option and enter all the information asked for the registration.
- Enter your Account Number, Date of Birth and Social Security Number.
- But if you do not have an account number then choose the other option and then enter all the information asked for the registration.
- Enter your Last Name, Zip Code, Date of Birth, and Social Security Number.
- Then click on Next button.
After that, follow the on screen instructions to complete your registration.
With these steps, You will be able to finish your registration.
Note that you should be at least 18 years of age to be able to register for an account.
How to Apply for a Genesis Credit Card
- Click here and You will be directed to a Page where the Three Options of Genesis Card is.
- Choose the Card you want to apply for and click on the. APPLY ONLINE button beside the card you choose.
- Fill in your ‘Name’, ‘Address’, ‘Zip Code’, ‘State’, ’email address’,’Social security number’ etc. correctly on the form and click on the PRE-QUALIFY NOW button at the bottom of your screen.
After this, follow the on-screen instructions to finish the process.
How to Log into your Genesis Credit Account
To log into your Genesis Credit card Account, Follow these simple steps;
- Access the website mygenesiscredit.com on your web browser or click here.
- Fill in the Username and Password correctly.
- Click on the Log in button at the bottom of your screen.
With this, You will be able to access your account on the website.
Where can I use my Genesis Credit Card?
The advantage of Genesis Credit card is that it can be used anywhere a MasterCard is accepted and also at a retailer store where your card is affiliated with so you don’t have to worry about your card being rejected!!.
How can I Pay my Genesis Credit Card Account?
Making Payments into your Genesis Credit account is quite easy. You can make payments through;
- The website
- MoneyGram or
- By Sending a mail containing the Money or Check.
Conclusively, Genesis Credit card is definitely a good option for credit financing when you are low on credit.
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